apple card reddit review

Even though the Apple Card doesnt charge fees keep in mind that it does charge interest on balances that arent paid in full. Cardholders earn 3 Daily Cash on Apple purchases 2 on purchases made with Apple Pay and 1 on purchases made at merchants that dont accept Apple Pay.

Apple Card Interest Rates Limits Features Perks

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. When Apple first announced its rewards credit card in August 2019 a lot of people were excited about the prospect. Youll get that flat cash back regardless of apple pay or not. And it can help.

The four-month program isn. 2 back on apple pay is limiting and most cards offer between 15 and 2 cashback ie citi doublecash. The Apple Card the much-ballyhooed new venture from technology giant Apple Inc became available in Aug.

No late fees no annual fees no over limit fees no international fees on this credit card. The Apple credit card launched with a splash but uptake hasnt been that great. I looked up some credit cards to compare Apple Card to since it launches any day now.

Apple Credit Card Review. Daily Cash 2 cash back with every purchase 3 with purchases at Apple clean look at your transactions. The 3 back on select stores is okay but honestly is beat by any revolving category cards.

Our Apple card review will tell you everything you need to. So I made a comparison chart. 1 cashback when using the physical card is absolutely dismal.

Apple will keep me as a customer as long as the alternative to messaging in the US ubiquitously relies on SMSMMS. The longer Ive had my Apple Card the more I hate it its been a year now. Apple has dominated the tech space for a long time with consumer favorites including the iPhone iPad and more recently the iPad Pro Apple Watch AirPods and more.

The card which is made of titanium and laser etched with no card number sets a new level of privacy and security according to the companys promotional video. The Apple Card is a good credit card thats worth it for people with good credit or better who regularly buy Apple products and services as well as for iPhone Mac and iWatch users who are comfortable making purchases using Apple Pay. The Apple Card s benefits dont include many things traditionally.

Reddits main subreddit for videos. This product was an exciting new chapter for Apple as the company began. Whatever your interest theres of course the question of if its worth adding to your credit history.

The 2 cash back on most purchases matches many of the highest flat-rate cash-back cards on the market. So I made a comparison chart. The Apple Credit Card combines strong rewards with a consumer-friendly app.

If you frequently use Apple Pay or are an Apple devotee the card could be a fit for you. Sign in to view your Apple Card balances Apple Card Monthly Installments make payments and download your monthly statements. Owning the Apple Credit Card from Goldman Sachs doesnt have to cost you a thing.

But for merchants that dont yet take Apple Pay you can order a physical. Also the Apple Card is made of titanium and doesnt have a card number on it which makes it less susceptible to fraud and gives it a sleek look. IMessage group chats will keep me on iPhone as long as everyone else I know has one.

We take a look at this cards features and try to figure out maybe why its not doing so well. Technically a Mastercard with Goldman Sachs as the issuing. The Path to Apple Card program seeks to demystify the approval process and offer participants specific actions they can take to improve their candidacy in the future.

The Apple Card is primarily designed to used with Apple Pay the contactless payment system in the iPhone and Apple Watch. The best Apple Card benefits are rewards of up to 3 cash back on purchases 0 fees easy integration with Apple products and the possibility of low APRs. When they finally did the reversal and refunded itI wasnt even given monthly payments or options to pay for 4 months multiple conversations with customer service.

When the Apple Card debuted in August 2019 Apple noted that it would have a variable APR of 1299 to 2399 based on creditworthiness. The low end of that range is better than average and. Apple Card Review Summary.

But it comes with a big asterisk because you must use Apple Pay to get elevated rates. The physical card like many cards going for a high-end look is made of metalin this case titanium. I keep seeing people say Apple Card rewards suck.

The Apple Card offers what it calls Daily Cash its own version of cash-back rewards. They started by charging me interest for 6 months when it should have been interest free. Forget the credit card.

Apple which has put its own design flourish into the card claims the card is more simple transparent and private than your usual credit card. Apple makes a lot of bold claims about the Apple Card. 263m members in the videos community.

Apple Credit Card